POLICIES | www.fsg.co.bw

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INDIVIDUAL FUNERAL POLICIES

The individual funeral plans are tailored to meet the requirements of members of the society who wish to take out funeral cover as individual members. There are 7 types of individual plans: New FSG Bronze, New FSG Silver, New FSG Gold, New FSG Platinum, New FSG Executive, New FSG Premier and New FSG Prestige. Each plan offers unique benefits. All of our plans offer a 10% No claim bonus after every 5 years which means you recieve 10% Cashback after every 5 years provided there was no claim in that period.

FSG Bronze

Service: P9 500

Casket
Grave Cover
Mortuary Services
Transport: 75km Free
100 Colour Programs

Cash: P2 500

Monthly Premiums

Member P42
Member & Spouse P74
Additional Member P39
6 Children below 21: Free

Free Children Cover:

16 - 24 years P6 000 Value

Service: P5 000, Cash P1 000,

Transport 75Km Free,

100 Programs(Black & White)

0 - 15 years P2 400 Value

Service: P2 100, Cash: P300,

Transport 60Km Free,

50 Programs (Black and White)

10% No-claim Bonus every 5 years

FSG Bronze

Service Value: P40 000

Casket
Tombstone
Mortuary Services
Transport: 350km Free
150 Colour

Cash: P10 000

Monthly Premium

Member P150
Member & Spouse P290
Additional Member P150
6 Children below 21: Free

Free Children Cover:

16 - 24 years P25 000 Value

Service: P20 000, Cash P5 000,

Transport 100Km Free,

150 Programs(Colour)

0 - 15 years P10 000 Value

Service: P8 000, Cash: P2 000,

Transport 60Km Free,

50 Programs (Colour)

10% No-claim Bonus every 5 years

FSG Bronze

Service Value: P16 000

Casket
Grave Cover
Mortuary Services
Transport: 100km Free
150 Programs Black and White

Cash: P 4 000

Monthly Premiums

Member P70
Member & Spouse P121
Additional Member P64
6 Children below 21: Free

Free Children Cover:

16 - 24 years P10 000 Value

Service: P8 500, Cash P1 500,

Transport 100Km Free,

100 Programs(Black & White)

0 - 15 years P4 000 Value

Service: P3 500, Cash: P500,

Transport 60Km Free,

50 Programs (Black and White)

10% No-claim Bonus every 5 years

FSG Bronze

Service Value: P 60 000

Casket
Tombstone
Mortuary Services
Transport: 350km Free
200 Colour

Cash: P20 000

Monthly Premium

Member P235
Member & Spouse P450
Additional Member P230
6 Children below 21: Free

Free Children Cover:

16 - 24 years P40 000 Value

Service: P32 000, Cash P8 000

Transport 100Km Free,

150 Programs(Colour)

0 - 15 years P16 000 Value

Service: P13 000, Cash: P3 000,

Transport 60Km Free,

50 Programs (Colour)

10% No-claim Bonus every 5 years

FSG Bronze

Service Value: P24 000

Casket
Grave Cover
Mortuary Services
Transport: 200km Free
200 Programs Black and White

Cash: P6 000

Monthly Premiums

Member P106
Member & Spouse P176
Additional Member P82
6 Children below 21: Free

Free Children Cover:

16 - 24 years P12 000 Value

Service: P12 500, Cash P2 500,

Transport 75Km Free,

100 Programs(Black & White)

0 - 15 years P6 000 Value

Service: P5 000, Cash: P1 000,

Transport 60Km Free

50 Programs (Black and White)

10% No-claim Bonus every 5 years

FSG Bronze

Service Value: P70 000

Casket
Tombstone
Mortuary Services
Transport: 350km Free
250 Colour

Cash: P30 000

Monthly Premiums

Member P295
Member & Spouse P565
Additional Member P290
6 Children below 21: Free

Free Children Cover:

16 - 24 years P50 000 Value

Service: P40 000, Cash P10 000,

Transport 100Km Free,

150 Programs(Colour)

0 - 15 years P20 000 Value

Service: P16 000, Cash: P4 000,

Transport 60Km Free,

50 Programs (Colour)

10% No-claim Bonus every 5 years

FSG Bronze

Service Value: P31 500

Casket
Grave Cover
Mortuary Services
Transport: 300km Free
250 Programs Black and White

Cash: P8 500

Monthly Premiums

Member P124
Member & Spouse P227
Additional Member P114
6 Children below 21: Free

Free Children Cover:

16 - 24 years P20 000 Value

Service: P16 000, Cash P4 000,

Transport 75Km Free

100 Programs(Black & White)

0 - 15 years P8 000 Value

Service: P6 500, Cash: P1 500

Transport 60Km Free

50 Programs (Black and White)

10% No-claim Bonus every 5 years

Rider Products

Tombstone Benefit Rider (Optional)

The Tombstone rider ensures you set money aside that will go towards a tombstone after the funeral.

Tombstone Deposit Value P10 000
Member:	P27
Spouse:	P27
Additional Member:	P30
Children:	P8

Tombstone Deposit Value P15 000
Member:	P40
Spouse:	P40
Additional Member:	P45
Children:	P12

Tombstone Deposit Value P20 000
Member:	P53
Spouse:	P53
Additional Member:	P60
Children:	P16

Legacy Fund Benefit Rider (Optional)

With the LEGACY FUND you can rest assured knowing your family will have a monthly income for twelve months to sustain their lifestyle in your absence.

FSG Bronze Legacy fund P750 (cash payout) * 12 months Premium P23	FSG Silver Legacy fund P1000 (cash payout) * 12 months Premium P30	FSG Gold Legacy fund P2 000 (cash payout) * 12 months Premium P55
FSG Platinum Legacy fund P3 000 (cash payout) * 12 months Premium P80	FSG Executive Legacy Fund P5 000 (cash payout) * 12 months Premium P135	FSG Premier Legacy fund P8 000 (cash payout) * 12 months Premium P215
FSG Prestige Legacy fund P10 000 (cash payout) * 12 months Premium P270

Phomolong Benefit Rider (Optional)

The Phomolong rider reserves a burial site at the beautiful and tranquil Phomolong Memorial Park where the family has an opportunity to bury their loved ones and are assured that the grave will be taken care of.

Standard Value P15 000 \| Premium P6
Member:	P66
Spouse:	P66
Additional Member:	P75
Child(16-24yrs)	P19
Child(0-15yrs) Standard Value	P15 000

Supreme Value P70 000 \| Premium: P20
Member:	P183
Spouse:	P183
Additional Member:	P208
Child (16-21yrs):	P53
Child (0-15yrs)Executive Value	P20 000

Benefit includes P6 720 deposit towards tombstone

Premium Waiver Benefit Rider (Optional)

The Premium waiver benefit ensures your loved ones remain covered for up to 3 years when you are no longer around.

12 Months
1.5% of total premium

24 Months
3% of total premium

36 Months
4.5% of total premium

Terms

All policies are subject to a 3 months waiting period, 12 months for suicide.

Accidental death is covered immediately. Our schemes are non-refundable.

*Terms and Conditions Apply

Underwritten by: Hollard